November 8th, 2024 12:55 PM by Ken Morley
Buying a home is one of the most exciting – yet sometimes financially challenging – steps you can take. At a time when interest rates and down payments can feel like huge barriers, we’re thrilled to introduce two unique loan programs designed to make homeownership more accessible than ever. Let's dive into how these programs can help with lower rates and low down payment options!
Say goodbye to high initial interest rates! Our 2-1 Buy Down program is crafted to ease the financial load by offering a temporary lower interest rate in the first two years of the loan. Here’s how it works:
The best part? This program is fully funded by our lender, so there’s no need to negotiate concessions from the seller. It’s a smooth, straightforward way to get into your home with lower payments upfront.
When it comes to down payments, we understand that many homebuyers, especially first-timers, need some extra help. That’s why we’re excited to offer flexible, accessible down payment programs to make owning a home possible sooner rather than later.
One standout option is our 100% financing with FHA, which can cover the full cost of your home, keeping your upfront costs minimal. But if you’re looking for something even more flexible, we also offer a Conventional Loan that requires just 1% down from the buyer. Plus, you’ll receive a 2% non-repayable grant that’s applied toward your down payment creating instant equity. This innovative solution is designed with first-time buyers in mind, making it easier than ever to break into the housing market.
Each of these programs has unique parameters and requirements, so if you’re interested in learning more, I’d love to discuss which options might be the best fit for your needs. Just give me a call at (303) 650-9400 – let’s make your homeownership dreams a reality!