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In today’s high-interest-rate housing market, finding an affordable mortgage is essential. That’s why we’re offering a 30-year fixed-rate 2-1 Temporary Buydown to make homeownership more accessible.

What Is a 2-1 Temporary Buydown?

This mortgage option lowers your interest rate during the first two years:

• Year 1: 2% below the fixed rate.
• Year 2: 1% below the fixed rate.
• Year 3 onward: Reverts to the original fixed rate.

Why This Offer is Unique

Unlike traditional buydowns, the lender covers the cost, meaning no negotiations with the seller. It’s a great way to ease into homeownership with lower payments upfront.

Eligibility Criteria

• Income: Must be 80% or less of the area median income (e.g., $104,320 in the Denver-Metro area).
• Loan Amount: Maximum of $350,000.
• Credit Score: Minimum of 620.
• Property Type: Primary residences only, including eligible condos and townhomes.
• Down Payment: 3% minimum, supporting purchases up to $360,800.

No Prepayment Penalty

Pay off your mortgage early or make extra payments without penalties, saving you money over time.

Ready to Own a Home?

This 2-1 Temporary Buydown makes homeownership more affordable with lower initial interest rates and flexible terms. Visit AHomesBestMortgage.com or call us at (303) 650-9400 to learn more and take the first step toward owning your new home!