Higher rates typically lower your costs, while lower rates increase them

*Assumptions: Rates above are based on a purchase price of $500,000, Owner-occupied purchase of a single-family residence or town home, lowest middle credit score (FICO) of 780 except as noted above, with an escrow account. Fully documented income and assets as needed with approved credit and Colorado property. Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan. The APR may differ on your specific loan and rates are subject to change without notice due to current market conditions. Lower FICO scores benefit from our premium pricing model so click HERE to complete our "Quick Quote" form that customizes your quote. We have many other loan options and rates available including those for your Condominium, Rental, Manufactured Home, or Second Home.