My New Blog

In today's very competitive purchase market you need to give your offer the best chance of being accepted. Rather than pre-qualify take the next step of getting pre-approved. A pre-approval means that an underwriter has reviewed your application, credit, income, assets, etc. and now your approval is based on an acceptable property within the price range that you have been approved for. Our pre-approval process is FREE so it makes sense to take the next best step of getting pre-approved. To get started give us a call at (303) 650-9400 or apply on-line at www.AHomesBestMortgage.com. You have nothing to lose but you may just gain a new home! 
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Posted by Kenneth E Morley on April 11th, 2018 7:56 PM
Its come to that time of the year when all the holiday bills start to pile up. It may be time to consider a new mortgage loan to consolidate those bills into a lower interest rate and a more manageable monthly payment. The equity you've gained may be just the answer to getting your monthly budget back on track. Give us a call at (303) 650-9400 to explore your options! There is no cost or obligation. 
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Posted by Kenneth E Morley on February 15th, 2018 12:25 PM
With the new year upon us now would be a good time to review your debts and see how much money you could save by consolidating them into a new first mortgage. There can be many advantages including a lower monthly payment, lower interest rate, and possibly a higher mortgage interest tax deduction. Please consult your accountant or CPA to confirm your ability to take a tax deduction. If you would like to explore your options simply give us a call at (303) 650-9400. It's a free consultation that could save you hundreds to thousands of dollars!
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Posted by Kenneth E Morley on December 26th, 2017 12:11 PM
A mortgage broker such as A Home's Best Mortgage has access to a number of different lenders, rates, and programs. These lenders compete for your business each day by offering better rates, more options, and innovative products. This gives you more purchasing power and/or saves you more of your hard earned money. A bank or credit union usually only has their traditional rates and programs--no one to compete with but themselves. As mortgage brokers in Colorado we are required to take 8 hours of continuing education each year so we can stay on top of the ever changing mortgage industry. I always suggest to shop around to find the best combination of rate, costs, and experience. Sure you can call your bank but make sure you include a mortgage broker in your comparisons. I think you will be pleasantly surprised at what we have to offer. Call us today at (303) 650-9400 to get your mortgage broker quote. 
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Posted by Kenneth E Morley on November 28th, 2017 3:43 PM
With all the reports on the Equifax Credit breach did you know that you have the right to obtain a free copy of your credit report from each of the nationwide consumer reporting agencies once a year. You can call toll-free 1-877-322-8228 or visit www.annualcreditreport.com and follow the instructions. It is always a good idea to check your credit report to make sure the information it contains is accurate.  
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Posted by Kenneth E Morley on October 3rd, 2017 10:21 AM
There is good news for homeowner's that have student loans they wish to consolidate. Now you can use the equity in your home to payoff those student loans with no adjustment to the pricing. Give me a call for more details at (303) 650-9400. 
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Posted by Kenneth E Morley on August 16th, 2017 12:28 PM
Fannie Mae released an updated version of their automated underwritting system this past weekend that will allow a debt-to-income ratio as high as 50% under certain circumstances. This may help those that just missed an approval due to this guideline in the past or give you an opportunity to purchase a higher priced home. If you'd like a FREE consultation give me a call at (303) 650-9400. 
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Posted by Kenneth E Morley on July 31st, 2017 10:47 AM
There is something for everyone right now! Both home prices and monthly rents continue to rise. If you own your home and are paying monthly mortgage insurance take advantage of the rising values and see if we can help you eliminate the monthly mortgage insurance. If you're renting then look to buying a home with as little at 1% down where you control of the monthly payment and build your own finacial wealth. I can help you explore the options. Call me at (303) 650-9400 today!
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Posted by Kenneth E Morley on July 14th, 2017 12:22 PM
A recent report came out that states borrowers in 2014 basically paid over $13 Billion too much for their home loans because they did not shop around for the best rate. I would encourage you to check not only with your bank but with us as your local mortgage broker before making a final decision. I think you'll be pleasantly surprised at what we have to offer! 
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Posted by Kenneth E Morley on June 10th, 2017 12:22 PM
Did you know there is a way to purchase a new primary residence with no money down? USDA offers this option on properties they consider to be rural. There are geographic areas all across Colorado and some that are close to the Denver-Metro area. Give us a call for the details at (303) 650-9400. 
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Posted by Kenneth E Morley on April 25th, 2017 10:54 AM