My New Blog

There is good news for homeowner's that have student loans they wish to consolidate. Now you can use the equity in your home to payoff those student loans with no adjustment to the pricing. Give me a call for more details at (303) 650-9400. 
Posted in:General
Posted by Kenneth E Morley on August 16th, 2017 12:28 PM
Fannie Mae released an updated version of their automated underwritting system this past weekend that will allow a debt-to-income ratio as high as 50% under certain circumstances. This may help those that just missed an approval due to this guideline in the past or give you an opportunity to purchase a higher priced home. If you'd like a FREE consultation give me a call at (303) 650-9400. 
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Posted by Kenneth E Morley on July 31st, 2017 10:47 AM
There is something for everyone right now! Both home prices and monthly rents continue to rise. If you own your home and are paying monthly mortgage insurance take advantage of the rising values and see if we can help you eliminate the monthly mortgage insurance. If you're renting then look to buying a home with as little at 1% down where you control of the monthly payment and build your own finacial wealth. I can help you explore the options. Call me at (303) 650-9400 today!
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Posted by Kenneth E Morley on July 14th, 2017 12:22 PM
A recent report came out that states borrowers in 2014 basically paid over $13 Billion too much for their home loans because they did not shop around for the best rate. I would encourage you to check not only with your bank but with us as your local mortgage broker before making a final decision. I think you'll be pleasantly surprised at what we have to offer! 
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Posted by Kenneth E Morley on June 10th, 2017 12:22 PM
Did you know there is a way to purchase a new primary residence with no money down? USDA offers this option on properties they consider to be rural. There are geographic areas all across Colorado and some that are close to the Denver-Metro area. Give us a call for the details at (303) 650-9400. 
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Posted by Kenneth E Morley on April 25th, 2017 10:54 AM
Right now you could get into a new home for as little as 1% down. This is a conventional loan for a primary residence, not FHA, so there is no upfront HUD premium of 1.75%. Essentially you contribute 1% and the lender contributes 2% giving you a total of 3% equity. There is even an option with no monthly mortgage insurance. Its an exciting new option for just about anyone looking to buy a new home.
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Posted by Kenneth E Morley on March 1st, 2017 6:17 PM